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  • Limited-time offer: $19 per ebook (was $30)
  • All 3 ebooks for $45 (was $90) · save $45
  • Instant PDF ebook download · large, easy-to-read print
  • S&P 500 average drop during a year since 1980: about 14% (J.P. Morgan Guide to the Markets)
  • 2007–09 bear market: −57%, back to the old high in 2013 (S&P 500)
  • Required IRA withdrawals start at 73, or 75 if born in 1960 or later (IRS)
  • Social Security COLA for 2027: 3.6% (SSA)
Market Watch 60+ Secure checkout · Instant PDF ebooks

For retirees · Plain English · Large print

When the stock market swings, know exactly what to do.

Three complete ebooks: what to do (and not do) in a swing, a calm plan for the next crash, and simple moves that protect your 401(k) and IRA. No stock tips. No product picks.

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Choose your ebook

Three complete ebooks. Each one stands on its own.

Pick the one you need most today, or get all three ebooks and save.

The Retiree’s Market Playbook ebook cover

Market swings

The Retiree’s Market Playbook

What to do, and not do, when the stock market swings.

45 pages · large-print PDF ebook

  • What a correction, bear market and crash really mean
  • Real history of big drops, and how long the climbs back took
  • The simple rules that protect a retirement account
  • When (and when not) to rebalance, with worksheets
$30$19Limited time
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Market Crash Survival Kit ebook cover

Crash plan

Market Crash Survival Kit

A calm, step-by-step plan for the next big drop.

45 pages · large-print PDF ebook

  • What history says about recoveries, from 1929 to 2025
  • Cash cushions and the three safe buckets
  • The 7 mistakes people make in the first week of a crash
  • A day-by-day plan for the first 7 days
$30$19Limited time
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Add the other 2 for just $26 more → get all 3 ebooks for $45

Protect Your 401(k) and IRA ebook cover

401(k) & IRA

Protect Your 401(k) and IRA

Simple moves that keep your retirement accounts safe in rough markets.

44 pages · large-print PDF ebook

  • Check your real risk level, in dollars
  • Fees and funds to watch, and where they hide
  • Required withdrawals in a down market
  • Rollover, beneficiary and yearly check-up lists
$30$19Limited time
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What a bad move can cost

The market is not the only risk. Panic is.

Three public facts. Each one is explained, with worked examples, inside the ebooks.

−57%The S&P 500’s fall from October 2007 to March 2009. It did not close above the old high until 2013. Money needed in those years should not have been in stocks.Source: S&P 500 closing data.
4 monthsIn 2025 the S&P 500 fell about 19% from February to April 8, then hit a new record on June 27. Selling in fear and waiting for calm meant risking the whole climb back.Source: S&P 500 closing data, as widely reported.
25%The IRS penalty on a required withdrawal you forget to take (10% if fixed in time). A falling market does not change the amount you must take.Source: IRS, SECURE 2.0 Act.

A quick self-check

Do you know these three things?

Answer in your head first. Then tap to see the answer.

The news says the Dow fell 1,000 points. Is that a crash?

Not by itself. With the Dow at, say, 45,000, 1,000 points is about 2.2%. Points are not percent. The Retiree’s Market Playbook shows how to read any headline in seconds.

Your IRA fell 25% this year. Is your required withdrawal smaller?

No. It is based on your balance last December 31, so it takes a bigger bite in a down year. Protect Your 401(k) and IRA shows five ways to soften it, including taking it “in kind.”

Is a money market fund at a brokerage insured by the FDIC?

No. A money market deposit account at a bank is insured. A money market fund is an investment, and it is not. Market Crash Survival Kit compares every common “safe” place for your cash.

Look inside

Real pages, not a sales pitch

Big print, short sentences, worked examples, and a “do this today” step on most pages.

Inside page: the same returns in a different order, shown on a chart
The Retiree’s Market Playbook · why the order of bad years matters
Inside page: a calm day-by-day plan for the first 7 days of a crash
Market Crash Survival Kit · your first 7 days
Inside page: a month-by-month plan for a required withdrawal in a down year
Protect Your 401(k) and IRA · a down-year withdrawal plan
Best value · 3 complete ebooks
The Retiree’s Market Playbook
Market Crash Survival Kit
Protect Your 401(k) and IRA

All 3 ebooks together

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$90 $45

Limited-time offer · save $45

That is $15 per ebook instead of $19. Everything in one download.

  • The Retiree’s Market Playbook: swings, history, rebalancing
  • Market Crash Survival Kit: cash cushion, safe buckets, 7-day plan
  • Protect Your 401(k) and IRA: risk, fees, RMDs, rollovers
  • Worksheets and checklists you can print
  • Instant PDF ebook download, read on any phone, tablet or computer
BEST VALUEGet all 3 ebooks — $90 $45
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Questions

Before you buy

How do I get the ebooks?

Right after you pay, you get an instant PDF ebook download link on screen and by email. Each ebook opens on any phone, tablet or computer, and it prints well. Nothing is mailed.

Do the ebooks tell me what to buy?

No. There are no stock, fund or ticker picks and no product recommendations. Every example is made up and labeled. The ebooks teach you how to judge any choice yourself.

Do they predict the next crash?

No. Nobody can time the market reliably. The ebooks help you get ready for a drop, whenever it comes, using real history and simple rules.

Can I buy just one ebook?

Yes. Each ebook is complete on its own, $19 for a limited time. All 3 ebooks together are $45, which saves you $45 off the regular price.

Is this connected to a news site or the government?

No. Market Watch 60+ is an independent publisher of plain-English ebooks. It is not affiliated with any financial news website, broker or fund company, and not affiliated with or endorsed by the SEC, FINRA, the IRS, the Federal Reserve, the FDIC, the Social Security Administration or any government agency.

How current are the numbers?

Rules and figures were checked against public sources in early November 2026, including the 2027 Social Security COLA. Contribution limits are for 2026, since 2027 limits were not yet announced.

Educational only. These ebooks are not financial, investment, tax or legal advice, and they do not recommend any security, fund or product. Examples are made up and rounded. Past market results do not promise future results. Rules and limits change, so check current figures with official sources and talk to a qualified professional about your situation. No result is guaranteed.

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